The Best Cheap Car Insurance For 2021 In USA – Affordable Auto Insurance Services in United States


It’s often said nothing in life can be certain except death and taxes. For drivers, you can add car insurance to that list. In nearly every state, laws and regulations require drivers to carry some form of auto insurance.

On top of that, if you have financed your vehicle, the financing company probably requires that you carry coverage, too. Even if you’re not required to carry car insurance, it’s still a good idea to have it since you don’t want to be responsible for potentially thousands of dollars in repairs or medical.

In brief, you buy a car insurance policy from an auto insurance company. Read How Car Insurance Works and How Much Car Insurance Do I Need for more information.

Cheapest Car Insurance Companies

USA is the cheapest car insurance company, and it offers the lowest car insurance rates in the country, according to our analysis. This insurer has a low representative rate of just $885 per year, which is nearly $300 less than the next cheapest insurance company in our study.

 

Geico is the second-cheapest car insurance company, with a study rate of $1,168 annually. That’s quite a bit more expensive than USA’s representative rate, but it’s still around 17% cheaper than the national average in our analysis. Geico’s representative rates for these profiles are hundreds of dollars cheaper than what nearly every other insurer offers.

State Farm is the third-cheapest car insurance company in our study. With an annual representative rate of $1,234, State Farm is cheaper than the national average. According to our analysis, this insurer is a great option for representative profiles with less-than-stellar driving records.

Travelers is the fourth-cheapest car insurance company in our ranking of the cheapest insurers. It’s still within striking distance of State Farm and Geico, however, with a representative premium of $1,267 per year. Across the range of our driver profiles, regardless of age, gender, credit score, or driving history, Travelers had study rates that were a bit below average.

Progressive is the fifth-cheapest car insurance company. Its representative rate is still a bit below the average among all the companies, with a study premium of $1,373. The same is true across most of our driver profiles, with Progressive’s rates hovering close to or just below the average. Progressive is a great option for the driver profile with a DUI, with a study rate much lower than average. However, it is among the most expensive for the profile with an accident.

American Family is the sixth-cheapest car insurance company, with a study premium of $1,391. This is the last auto insurance company with a representative rate that is lower than the national average. Like Progressive, American Family stayed right around the average among the nine insurers for most of our driver profiles, but it strayed toward the cheaper end for the profiles with poor driving histories.

Farmers is the seventh-cheapest car insurance company. Its study rate of $1,682 annually is about 20% higher than American Family’s representative premium. It’s also a couple of hundred dollars more expensive than the national average. Farmers’ study rates are consistently on the expensive side for all of our driver profiles (though it is never the most expensive).

Nationwide is the eighth-cheapest car insurance company, and its annual study rate of $1,864 is about $200 more expensive than Farmers’ representative rate, and more than $400 higher than the national average. More damningly: Nationwide is more than twice as expensive as USA.

Allstate is the most expensive car insurance company in our study, though just by a hair. This company’s study rate of $1,880 only costs about $1 more per month than Nationwide’s. Still, Allstate ultimately takes the dubious crown as the most expensive auto insurer in our analysis, with especially high rates for our 35- and 60-year-old driver profiles. Allstate also heavily penalizes driver profiles with fair or poor credit.

It’s important to note that our data may not include all states in which each of these companies operates. Study rates for Allstate, Geico, and State Farm are based on data reported in all 50 states and the District of Columbia, while USA is based on data from 48 states, Progressive on data from 47 states, Nationwide on data from 43, Farmers on data from 31, Travelers on data from 24, and American Family on data from 19.

Top 5 Companies Providing Services of Auto/Car Insurance in USA.

BRIAN S. DEMPSEY INSURANCE AGENCY
Location: Haverhill,
United States Of America
Automobile Insurance, Homeowners Insurance, Life Insurance, Motorcycle Insurance, Watercraft Insurance, Condominium Insurance, Renter’s …

INSURANCE LOUNGE
Location: United States Of America
Homeowners Insurance, Auto Insurance, Life Insurance, Health Insurance, Medicare Insurance, Disability Insurance, Business Insurance, …

INSURANCE4DALLAS
Location: El Paso, TE
United States Of America
Individual Health Insurance, Short Term Health Insurance, Small Business Health Insurance, Small Group Health Insurance, Gap Insurance, …

FPIC INSURANCE GROUP INC.
Location: Jacksonville, FL
United States Of America
FPIC Insurance Group, Inc., through its subsidiaries, provides medical professional liability insurance and insurance management services …
FPIC INSURANCE GROUP INC.

DYCK INSURANCE AGENCY (WETASKIWIN) LTD
Location: United States Of America
We provide a variety of different insurance options including auto insurance, home insurance, liability insurance, group insurance …
DYCK INSURANCE AGENCY (WETASKIWIN) LTD